About Us

Unusual Risks Mortgage & Insurance Services are one of the UK’s leading independent experts at finding mortgages and insurance for clients with Pre-Existing Medical Conditions and for clients looking for life insurance for the purpose of funding Cryonics. We have specialist knowledge of HIV Life Assurance, HIV Life Insurance and Hepatitis C Life Assurance, Hepatitis C Life Insurance.

Click Here to Learn More About Our Team.

Click here for details of our Charity Scheme



Our Products

We are independent specialists in finding Life Assurance and Mortgage products for people with Pre-Existing Medical Conditions and Life Insurance for the purpose of funding Cryonics. Our aim is to secure you terms that are both ‘fair and reasonable’, with minimal intrusive underwriting.

Click Here To View Our Product Areas

Click here for Cryonics Life Assurance and Cryonics Life Insurance


Press Releases

Unusual Risks is leading the way with research into the HIV and Hepatitis C Insurance markets. This section contains our recent press releases and news activity covering topics such as HIV Life Assurance, HIV Life Insurance and Hepatitis C Life Assurance, Hepatitis C Life Insurance.

Click Here To Read Our Press Releases.






Feature Articles

Unusual Risks is the proud sponsor of Positive Finance, the HIV & Hepatitis C Finance magazine and news blog online. You can read Chris Morgans latest HIV and Hepatitis C finance columns by visiting the website at www.positivefinance.info and blog at www.positive-finance.info.







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Authorised and regulated by The Financial Conduct Authorityy. Please note most Buy to Let mortgages are not regulated by The Financial Conduct Authority.
Fees will apply for mortgage advice. We charge a set fee of between £595 and £995 payable on application, dependent on the amount of work involved, the type of mortgage you are applying for and any commission we receive from the lender on completion of your mortgage. Please contact us for a specific quotation. Our Complaint Handling procedures are available on request. If you have reasons to raise a concern please contact us on 0845 474 3075 or by email enquiries@unusualrisks.co.uk . If we are unable to resolve an issue to your satisfaction, you may be able to refer the matter to the Financial Ombudsman Service. More information is available on request or by visiting www.financial-ombudsman.org.uk