Insurance

We are one of the UK’s leading independent specialists, at finding Life Assurance, Life Insurance, Income Protection, Critical Illness Cover for people with Pre-Existing Medical Conditions.

We offer financial advice without fear of discrimination, attention to colour, creed, sexuality, health status or personal beliefs.

Here’s a list of the most common pre-existing medical conditions that we have experience in finding insurance products.

We are the UK’s leading experts at finding Life Assurance and Life Insurance for people living with HIV, Hepatitis C, Tuberculosis, HTLV-1 and are also experienced at finding cover for people with the following conditions.

Angina, Anxiety, Arthritis, Asthma, Back Problems, Cancer, Cholesterol, Crohn’s Disease, Depression, Diabetes, Family History, Heart Attack, Heart Disease, Hepatitis, High Blood Pressure, Hypertension, Irritable Bowel Syndrome, Multiple Sclerosis, Obesity, Over 50’s, Overweight, Skin Cancer, Stress, Stroke, Ulcers, Ulcerative Colitis. Ulcerative Colitis.




Mortgages

We are one of the UK’s leading independent Mortgage specialists for both Employed and Self Employed people.

Mortgage lenders differ hugely in their criteria for sanctioning a Mortgage these days and in particular the amounts they will advance to applicants.

Our experienced advisers offer completely impartial advice across all UK Mortgage lenders and are experts at maximising your Mortgage potential and securing the highest possible purchase price or re-mortgage amount from your income.

If you are looking for help choosing and arranging your new Mortgage, we offer a “Set Fee” advice service, which means you are able to get impartial advice at a reasonable cost in what is rapidly becoming a very confusing “New World” of Mortgage borrowing and lending.

Our “Set Fee” service means that there are no hidden fees or charges for our advice and you can be certain that the advice you receive is Independent from any Bank or Building Society.




HIV and Insurance

We are the UK’s leading independent specialists at finding HIV Life Assurance, HIV Life Insurance and HIV Mortgages

The lead HIV charity in our charity gift scheme is NAM, publishers of the award winning website www.aidsmap.com. Click here for details of our charity gift scheme.

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Hepatitis C and Insurance

We are the UK’s leading independent specialists at finding Hepatitis C Life Assurance, Hepatitis C Life Insurance and Hepatitis C Mortgages

The lead Hepatitis C charity in our charity gift scheme is Hepatitis C Trust www.hepctrust.org.uk Click here for details of our charity gift scheme.




Cryonics and Insurance

We are the UK’s leading independent specialists at finding Life Assurance and Life Insurance for the purpose of funding Cryonics

We will make a donation to the non-profit Cryonics organisation of your choice following completion of your insurance application. Click here for details of our charity gift scheme.

Click here for more information about Cryonics and Insurance




Expatriate Life Assurance & Expatriate Life Insurance

We are experienced at arranging Life Insurance, Life Assurance and Critical Illness Cover for British Expatriates who are living abroad from the United Kingdom.

Click here for more information about Expatriate Life Assurance & Expatriate Life Insurance

Call us (International) +44 1404 45397






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Authorised and regulated by The Financial Conduct Authorityy. Please note most Buy to Let mortgages are not regulated by The Financial Conduct Authority.
Fees will apply for mortgage advice. We charge a set fee of between £595 and £995 payable on application, dependent on the amount of work involved, the type of mortgage you are applying for and any commission we receive from the lender on completion of your mortgage. Please contact us for a specific quotation. Our Complaint Handling procedures are available on request. If you have reasons to raise a concern please contact us on 0845 474 3075 or by email enquiries@unusualrisks.co.uk . If we are unable to resolve an issue to your satisfaction, you may be able to refer the matter to the Financial Ombudsman Service. More information is available on request or by visiting www.financial-ombudsman.org.uk