Insurance - Medical Conditions

We are the UK’s leading independent specialists, at finding Life Assurance, Life Insurance, Income Protection, Critical Illness Cover for people with Pre-Existing Medical Conditions.

Unusual Risks are the UK’s leading specialists at finding Life Assurance and Life Insurance for people living with HIV, Hepatitis, Tuberculosis, HTLV-1, Diabetes (Type 1 and Type 2)

Here’s a list of the other common pre-existing medical conditions that we have experience in finding insurance products. Angina, Anxiety, Arthritis, Asthma, Back Problems, Cancer, Cholesterol, Crohn’s Disease, Depression, Family History, Heart Attack, Heart Disease, Hepatitis, High Blood Pressure, Hypertension, Irritable Bowel Syndrome, Multiple Sclerosis, Obesity, Over 50’s, Overweight, Skin Cancer, Stress, Stroke, Tuberculosis, Ulcers, Ulcerative Colitis. Ulcerative Colitis.




Mortgages - Medical Conditions

We are the UK’s leading Mortgage specialists for both Employed and Self Employed people who have Pre-Existing Medical Conditions.

We are specialist financial advisers experienced at arranging mortgages for people who may not wish to disclose their medical conditions to their bank or building society. We meet many clients who are concerned that their HIV status may prevent them from obtaining a mortgage and need specialist advice.


Mortgages - Nurses Income

We are experts at representing nurses who may have been declined by High Street Mortgage lenders. 

Many nurses and other NHS staff receive their income via Bank Hours or Agency Hours, consequently this can be paid either by PAYE or Self Employed Income.

Some nurses have limited companies and are paid via Umbrella or Management Companies. We are able to assist nurses who may find it difficult to find a mortgage due to the type and composition of their income.

 

 

 


HIV Life Insurance

We are the UK’s leading specialists at finding HIV Life Assurance and HIV Life Insurance at the lowest premiums and the best terms available in the market.

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Cryonics Life Insurance

We are the UK’s leading independent specialists at finding Life Assurance and Life Insurance for the purpose of funding Cryonics. 

FOR NEWS, PRESS RELEASES, CASE EXAMPLES, RESEARCH & OUR RESIDENT COLUMNIST CHRIS MORGAN

VISIT: WWW.CRYONICS-INSURANCE.CO.UK



Hepatitis Life Insurance

We are the UK’s leading independent specialists at finding Hepatitis C Life Assurance, Hepatitis C Life Insurance and Hepatitis C Mortgages




Diabetic Life Insurance (Type 1 & Type 2)

We are the UK’s leading specialists at finding Life Insurance and Critical Illness Cover for Diabetics that may have been declined elsewhere for cover.


Expatriate Life Insurance

We are the UK’s leading independent specialists at finding Life Assurance and Life Insurance for British Expats Living Abroad.

FOR NEWS, PRESS RELEASES, CASE EXAMPLES, RESEARCH & RESIDENT COLUMNIST CHRIS MORGAN 

VISIT: WWW.EXPAT-LIFE-ASSURANCE.CO.UK

 



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Authorised and regulated by The Financial Conduct Authority. We do not charge fees for arranging Life Insurance, Life Assurance, Income Protection or Critical Illness Cover products. Most product provider remunerate financial advisers in the form of commissions. 

Please note most Buy to Let mortgages are not regulated by The Financial Conduct Authority. Fees will apply for mortgage advice. We charge a set fee of between £1295 and £1495 payable on application, dependent on the amount of work involved, the type of mortgage you are applying for and any commission we receive from the lender on completion of your mortgage. Please contact us for a specific quotation. Our Complaint Handling procedures are available on request. If you have reasons to raise a concern please contact us on 0845 474 3075 or by email enquiries@unusualrisks.co.uk . If we are unable to resolve an issue to your satisfaction, you may be able to refer the matter to the Financial Ombudsman Service. More information is available on request or by visiting www.financial-ombudsman.org.uk You can read our privacy policy by clicking here.